According to Statistics Canada, overall non-mortgage debt fell by 20.6 billion from the start of the pandemic to January 2021. Non-mortgage debt includes debt such as payday loans, auto loans and credit cards.
Many people assume that notifying their broker about work being done on their house will inevitably raise their insurance rates premiums. While this can be the case, some home improvements can actually lower insurance premiums by reducing the risk of future claims.
Brian Hare, the founder and director of Duke University's Canine Cognition Center, phrased it like this in an interview with PBS: "Asking which species is smarter is like asking if a hammer is a better tool than a screwdriver."
As many people have been out of work or are now working from home full time, it seemed like the perfect time to invest in a new pet companion. But now, as lockdown restrictions ease and people start heading back to work, there have been some positive and negative effects for pet owners, vets and pets.