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Boat & Watercraft Financing

Make waves with more sales

Are traditional lending options or credit history keeping you

from getting your customers out on the lake this season? At LendCare, we offer unique financing solutions to your non-prime customers that allow you to make the sale, which helps them sail away happy. We turn your declines into approvals and offer up to 120-month payment plans* on all watercraft financing, with no vehicle age restrictions. So choose LendCare for all your marine financing needs, because we’d hate to see you miss the boat on a potential customer.

*Excluding Quebec

Watercraft, boat and marine vehicle financing...
Watercraft, boat and marine vehicle financing...
Watercraft, boat and marine vehicle financing...
Watercraft, boat and marine vehicle financing...
Watercraft, boat and marine vehicle financing...

Less stress, more approvals

We’re here to support you. We offer competitive and flexible approvals on all types of watercraft, including jet skis, sailboats, powerboats, fishing boats and more. With no vehicle age restrictions and a quick, streamlined approval process, you spend less time chasing approvals and more time generating new business.

Forward-thinking financing

We buy deep into the credit spectrum and often don’t require income verification. We provide an online application process with automatic approvals, which means you waste less time on the phone negotiating terms.

Real people, ready to help

Speak directly to a LendCare financing team member by phone or email. Get a response quickly from a real person, not a bot.

Make the sale in seconds

Get point-of-sale credit approvals in seconds and get your funds direct deposited within a few days of the deal being booked.

More to work with

We offer up to 120-month payment plans that fit your customer’s time frame and budget. (Not available in Quebec)

Book without
the bank

It’s become more and more difficult to acquire financing through banks and other lenders. At LendCare, we see beyond credit scores and turn those declines into approvals


Did we mention
more profit?

We offer seasonal promotions with higher than average dealer reserves. That means you’ll make a profit with LendCare.

COVID-19 Updates

COVID-19 Updates


With recent developments to the COVID-19 mandates and the lockdown issued by the Government of Ontario and Quebec, effective Dec 26th, we wanted to let you know that we are still here to service our partners' needs.


While we are all impacted during this COVID-19 pandemic, we are maintaining a solid support system for your business needs. At LendCare, we make it our priority to ensure that we continue to provide your business and our customers with the care they deserve.


We are committed to providing you with the same level of service that you have become accustomed to, so that the financing process is as seamless as possible. We continue to operate at full capacity and would like to reassure you that we are continuing to process applications and issue payments. We are still fully capable of processing and authorizing loan agreements. 


Feel free to contact us by email, phone or through our online contact form should you require any assistance. We will keep you updated on any changes that affect our business operations. If you have any questions or concerns, please reach out to us as you would normally, and we will be happy to respond to you.