Take the stress out of your car-buying experience. Pre-approved auto financing from LendCare lets you shop confidently, knowing what you can afford before you buy.
With a vast network of over 2,400 automotive dealers nationwide and flexible payment terms, we help you get behind the wheel so that you can focus on the destination ahead—whether that means easy commutes or weekend adventures..
Ready to get in the driver's seat? Our online application process can have you pre-approved in minutes.
*LendCare only performs a soft credit check to obtain pre-approval
Your pre-approved loan amount depends on your credit history, income, monthly expenses, and the value
of the vehicle you plan to purchase, among other factors.
Yes. Our Auto Loans are open with no pre-payment penalty, meaning you can make additional payments without incurring any fees. This includes paying off the entire loan amount before the end of your term.
You can add a co-applicant to an Auto Loan at the time of application. Once the loan is approved and the
money disbursed, you cannot add another party to the agreement.
Making extra payments on your loan is a great way to make progress toward your financial goals.
Here’s how you can get started:
E-Transfers: Quickly send payments directly from your bank’s online platform.
In-Person Deposits: Visit any BMO branch for personalized service.
Payee Setup: Add LendCare as a payee in your bank account for seamless future payments.
Click here for detailed instructions.