Whether refreshing your living room with stylish new furniture or upgrading your man cave with a new TV to watch the big game, our retail financing lets you bring your vision to life. With a long list of trusted retailers to choose from, you can get everything from kitchen appliances to flooring—making smaller, affordable payments over time. Start shopping; our easy online application can have you pre-approved in minutes.
LendCare is partnered with numerous retailers, from big chains to smaller stores. With more options, you can get exactly what you need, no matter where you live.
*LendCare only performs a soft credit check as part of its application process
Our consumer retail financing program encompasses a wide range of items, including electronics, appliances, home decor, furnishings, flooring and much more.
Yes. Our retail loans are open with no pre-payment penalty, meaning you can make additional payments without incurring any fees. This includes paying off the entire loan amount before the end of your term.
LendCare is not responsible for retailer pricing, exchanges or general purchase disputes. Product, warranty or any related issues must be addressed with the retailer.
Making extra payments on your loan is a great way to make progress toward your financial goals.
Here’s how you can get started:
E-Transfers: Quickly send payments directly from your bank’s online platform.
In-Person Deposits: Visit any BMO branch for personalized service.
Payee Setup: Add LendCare as a payee in your bank account for seamless future payments.
Click here for detailed instructions.