Consumer Retail

Shop your heart out, no matter your budget

Whether refreshing your living room with stylish new furniture or upgrading your man cave with a new TV to watch the big game, our retail financing lets you bring your vision to life. With a long list of trusted retailers to choose from, you can get everything from kitchen appliances to flooring—making smaller, affordable payments over time. Start shopping; our easy online application can have you pre-approved in minutes.

More stores - more options

LendCare is partnered with numerous retailers, from big chains to smaller stores. With more options, you can get exactly what you need, no matter where you live.

Purchase with confidence

Approval decisions in seconds
A secure, encrypted process to keep your information safe
Flexible payment terms and no penalty for early repayment
Flexibility in choosing your retailer
Application will not affect your credit score

The process is simple

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Complete the Application
Applying takes only a few minutes and will not affect your credit score.
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Get an Instant Decision
Get a quick pre-approval so you can start planning your purchase.
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Make Your Purchase
Select and visit one of our trusted retailers to complete your purchase.

*LendCare only performs a soft credit check as part of its application process

Get pre-approved and start shopping today!

You have questions? We have answers!

What types of products are covered by this program?

Our consumer retail financing program encompasses a wide range of items, including electronics, appliances, home decor, furnishings, flooring and much more.

Can I pay off my loan before the end of the term?

Yes. Our retail loans are open with no pre-payment penalty, meaning you can make additional payments without incurring any fees. This includes paying off the entire loan amount before the end of your term.

What if I have an issue with the product or retailer I select?

LendCare is not responsible for retailer pricing, exchanges or general purchase disputes. Product, warranty or any related issues must be addressed with the retailer.

Have more questions?

Get approved for financing today!

Get approved for financing today!

Whether you are an existing client or brand new to LendCare, you can access financing for automotive repairs, healthcare (including dental and vision), and trips to the vet.


You can learn more about—and apply for—our current consumer financing programs below.

*Conditions Apply