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Home Improvement Financing

Quote with confidence

Whether you're renovating a basement or fixing a leak in the roof


We take your job from quote to ready for installation in a matter of days. Home improvement is a $75 billion industry, with the average Canadian homeowner spending nearly $11,000 per year. As a business owner or contractor, offering flexible financing options and instant online credit decisions can make all the difference when quoting the job. That’s where we come in. LendCare offers financing that adheres to your client’s renovation project budget and allows you to get your funds quicker. We work with independent contractors and large-scale companies to help get the job done faster while making things more affordable for your clients. We provide financing for HVAC, roofing, flooring, insulation services and so much more.

Custom-built approval process

Our team is here to support you. We offer competitive and flexible approvals with unique programs designed to suit any customer’s budget.

Worth the wait, minus the waiting

Get financing approvals quickly and get paid in full within one business day after job completion.

Financing solutions with a silver lining

Not all home renovations are planned. LendCare is here to support your customer’s needs even in unforeseen circumstances, such as flooding or furnace failure. Unplanned home renovation like these are not only costly but also require immediate attention. That’s why choosing LendCare gets your funds to you quickly, so you can get the job done.

More to work with

We offer up to 120-month payment plans that fit your customer’s timeframe and budget. (Not available in Quebec)

We see more than
credit score

We buy deep into the credit spectrum and offer loans up to $25K for all home repair and renovation needs. We also provide an online application process with automatic approvals, so you can go from quote to install, in no time at all.

You're in
good hands

LendCare’s dedicated home renovations finance team recognizes the challenges of having multiple projects on the go at once. Our knowledgeable team with a wealth of experience, have your best interests in mind when it comes to getting the job done and making a profit.

Coronavirus 

update & changes

Coronavirus update & changes

We understand that this is a challenging time for all of us as we navigate through this new normal. While we are all impacted during this COVID-19 pandemic, we are maintaining a solid support system for your needs. At LendCare, we make it our priority to ensure that we continue to provide our partners and customers with the care they deserve.


We continue to operate at full operational capacity. Feel free to contact us should you require any assistance. We are maintaining our regular business hours for your convenience.


To help guide our partners and customers through these uncharted waters, we’ve created handy resources that tells you how you can immediately tap into available financial resources for you and your family and grow your business during COVID-19. Read here


Let’s all do our parts to fight this together.