Businesses

When it comes to auto financing - we’re different from other companies.

The companies who make you jump through hoops, yet are always quick to decline your non-prime customers. At LendCare, you speak to real people who work with your F&I team to offer flexible financing solutions you won’t find elsewhere. With market-leading dealer reserves and a painless application process, we maximize your profits while making things easier on you and your customers.

Why we're the obvious choice

Instant credit decisions
NO chargeback policy on dealer reserves
NO vehicle age restrictions
We finance vehicles up to 250,000 km

We do more for your approval

We offer competitive and flexible approvals with no vehicle age restrictions. With our quick and streamlined approval process, you spend less time chasing approvals and more time generating new business.

Financing designed to fit

We buy deep into the credit spectrum and often don’t require income verification. We provide a quick online application process with automatic approvals, which means less time on the phone negotiating terms.

More ways to reach out

Speak directly to a LendCare auto financing team member by phone, email or whatever works best for you. Get a response quickly from a real person, not a computer.

When every second counts

Get point-of-sale credit approvals with automatic adjudication in seconds and get your funds direct deposited within a few days of the deal being booked.

We’ve made it easy for you to manage your loan with flexible payment options.

Making extra payments on your loan is a great way to make progress toward your financial goals.

Here’s how you can get started:

E-Transfers: Quickly send payments directly from your bank’s online platform.
In-Person Deposits: Visit any BMO branch for personalized service.
Payee Setup: Add LendCare as a payee in your bank account for seamless future payments.